Regulatory Tracker

Every permission-relevant update, in one timeline.

FCA, HM Treasury and Bank of England / PRA — tracked continuously, published after review.

Each entry below is checked by hand before it's posted — this is a curated timeline, not a raw feed dump. Agentic payments are tracked as their own category given the pace of change there.

Semi-automated content — no warranty as to accuracy. Entries are surfaced by automated monitoring of regulator feeds and then checked by a person before publication, but no representation or warranty, express or implied, is given as to the accuracy, completeness or currency of anything shown on this page. It is not legal advice — see our Terms of Business — and you should verify against the linked primary source before relying on it.

Last checked 2 Nov 2026

7 Oct 2026Bank of England

Minutes of the London FXJSC Main Committee Meeting – 24 June 2026

The Bank of England chairs the London Foreign Exchange Joint Standing Committee (FXJSC), which is a forum for discussion of the wholesale foreign exchange market. The FXJSC is made up of market participants, infrastructure providers and the UK financial regulators.

Banking
6 Oct 2026HM Treasury

Digital Gilt Instrument (DIGIT)

Information and publications related to the Digital Gilt Instrument (DIGIT), including key milestone announcements and latest issuance details.

RegulatoryDigital Assets
30 Sept 2026FCA

FCA opens the gateway to regulated crypto

From today, crypto firms can apply for authorisation from the FCA, marking a landmark moment as the UK takes a step closer towards becoming one of the most trusted places in the world to build and invest in cryptoasset businesses. For the first time, crypto firms operating in the UK will be brought into full FCA regul…

Digital Assets
28 Sept 2026FCA

FCA secures money back for victims of crypto fraud

Victims of a £1.5m crypto investment fraud will recover lost funds after the FCA obtained confiscation orders against Raymondip Bedi and Patrick Mavanga. At a hearing at Southwark Crown Court on 28 September 2026, Raymondip Bedi was ordered to pay £603,404.28 and Patrick Mavanga £247,997.99.Between February 2017 and J…

Digital Assets
23 Sept 2026FCA

Building the next generation of market infrastructure

Speech by Nikhil Rathi, FCA chief executive at TheCityUK dinner, sponsored by Nasdaq. Thank you to TheCityUK and Nasdaq for bringing us together this evening.It’s a fitting venue for us to discuss market transitions: the former HQ of Midland Bank, which of course became part of HSBC.And now HSBC Orion has become the f…

PaymentsAgentic PaymentsDigital Assets
17 Sept 2026FCA

FCA and partners continues crackdown on illegal crypto trading

The FCA and partners have taken further action against illegal peer-to-peer crypto trading in London. The FCA has carried out further operations with partners to disrupt illegal peer-to-peer crypto trading across multiple London locations.Working with HM Revenue & Customs (HMRC) and the Metropolitan Police Service, th…

Digital AssetsRegulatory
17 Sept 2026FCA

FCA sets out steps to support small businesses' access to finance

Small and medium-sized enterprises (SMEs) could access finance more easily after the FCA sets out practical steps to help. An FCA review found no evidence that its regulation is a major barrier for SME access to finance. Many of the challenges identified relate to wider market, information and capability challenges.Th…

RegulatoryBanking
17 Sept 2026FCA

Better outcomes begin when payment firms understand customers’ needs

During our review of consumer vulnerability, we saw how relatively simple changes can make a real difference. One payments provider serving small business customers found that some customers were struggling to set up and manage their accounts because of limited IT literacy.The firm responded by arranging callback supp…

PaymentsRegulatory
16 Sept 2026FCA

Crypto firms get guidance on how the new regime applies

New FCA guidance will help firms understand how the law underpinning the UK's future cryptoasset regime applies to their business. It also sets out which activities may require FCA authorisation. The regime comes into force on 25 October 2027. With applications for authorisation opening from 30 September 2026, firms n…

Digital AssetsRegulatory
27 Aug 2026FCA

Young investors trust AI more than TV or celebrities

Four in 5 less experienced investors have used AI for help with investing – and around two-thirds report doing so occasionally or regularly. New research focused on 18- to 40-year-olds who own or are considering investments showed that 56% trust AI tools, more than TV and radio (47%), press (46%) or social media influ…

Regulatory
20 Aug 2026FCA

Consumers warned to beware of risky mini-bonds and loan notes

The FCA is warning consumers about the risks of investing in loan notes and mini-bonds issued by unregulated companies, after continuing to see people lose money in these high-risk investments. The recent failure of Woodville Consultants Ltd, a litigation funder that raised capital from retail investors through unregu…

Regulatory
11 Aug 2026Bank of England

Results of the Semi-Annual FX Turnover Surveys in April 2026

In April 2026, 25 financial institutions active in the UK foreign exchange (FX) market participated in the semi-annual turnover survey for the Foreign Exchange Joint Standing Committee (FXJSC). The survey results are summarised below. Detailed tables for the April 2026 reporting period, linked below, are available sep…

Banking
5 Aug 2026Bank of England

Artificial Intelligence Consortium minutes – June 2026

The Artificial Intelligence Consortium (AIC) aims to provide a platform for public-private engagement to further dialogue on the capabilities, development, deployment, use, and potential risks of artificial intelligence (AI) in UK financial services.

BankingAgentic PaymentsPayments
7 Jul 2026Bank of England

Financial Policy Committee Record – July 2026

Our Financial Policy Committee (FPC) meets to identify risks to financial stability and agree policy actions aimed at safeguarding the resilience of the UK financial system.

Payments
2 Jul 2026Bank of England

Minutes of the London FXJSC Main Committee Meeting – 26 March 2026

The Bank of England chairs the London Foreign Exchange Joint Standing Committee (FXJSC), which is a forum for discussion of the wholesale foreign exchange market. The FXJSC is made up of market participants, infrastructure providers and the UK financial regulators.

Banking
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