Compliance Calendar

Know what's coming, not just what happened.

FCA, HM Treasury and Bank of England / PRA — the deadlines that actually change your permissions.

Where the Regulatory Tracker looks back at what's just been published, this looks forward: application windows, implementation dates and consultation deadlines, entered and checked by hand. Dates marked provisional depend on facts specific to your firm — confirm before relying on them.

Semi-automated content — no warranty as to accuracy. Dates are entered and checked by hand, but no representation or warranty, express or implied, is given as to the accuracy, completeness or currency of anything shown on this page, and dates marked provisional are indicative only. It is not legal advice — see our Terms of Business — and you should confirm any date against the linked primary source, or against your own firm's facts, before relying on it.

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September 2026

30 Sept 2026 – 28 Feb 2027

FCA cryptoasset authorisation gateway open for applications

The application window for the new UK cryptoasset authorisation regime. Firms need to apply within this window to benefit from the saving provision ahead of the regime's commencement.

Digital Assets

October 2026

6 Oct 2026

HM Treasury "Modernising Payment Services Regulation" consultation closes

Consultation on modernising the payment services regime — covering stablecoins, Open Banking and agentic/AI-initiated payments — closes for responses at 11:59pm.

PaymentsAgentic PaymentsRegulatory

November 2026

7 Nov 2026

CASS 15 first safeguarding audit reports due (indicative)

The FRC granted a one-off extension to six months (from the 7 May 2026 implementation date) for firms' first safeguarding audit report. Exact timing depends on each firm's financial year end and whether hybrid, legacy or supplementary-regime reporting applies — treat this date as indicative and confirm against the specific firm's audit timeline before relying on it.

PaymentsProvisional

January 2027

1 Jan 2027

Basel 3.1 implementation date (UK)

The PRA's (twice-delayed) implementation date for Basel 3.1 capital requirements in the UK, confirmed in consultation with HM Treasury.

Banking

June 2027

30 Jun 2027

FRC formal CASS 15 audit standard expected

The FRC has indicated a formal assurance standard for CASS 15 audits, following consultation, is expected in H1 2027. The date shown is the end of that indicated window, not a fixed publication date.

PaymentsRegulatoryProvisional

October 2027

25 Oct 2027

FCA cryptoasset regime commences

New cryptoasset regime rules apply to firms granted permission on or after this date. A saving provision covers applications still pending at commencement.

Digital Assets
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