Take the complexity out of unregulated mortgage lending with our comprehensive Unregulated Mortgage Lending Template Pack. Designed for professionals in the lending sector, this digital pack includes all the essential documentation and guidance you need to navigate unregulated lending arrangements confidently and efficiently.

What’s Inside the Pack?

1. Regulatory Guidance Notes: Clear, detailed explanations of regulatory and exemption criteria, including Business Use and High Net Worth exemptions.
2. Business Exemption Certificate: Ensure compliance for business-purpose loans exceeding £25,000.
3. High Net Worth Declaration: Meet requirements for high-value borrowers with income and asset declarations.
4. Approved Certificate of Title: Facilitate secure transactions with vetted property title documentation.
5. Facility Agreement: A professionally drafted credit agreement template to protect lender and borrower interests.
6. Mortgage Deed: Secure your loans with a robust, enforceable mortgage deed template.
7. Certificate of Execution: Ensure proper execution of mortgage contracts with this essential certificate.
8. Form AP1: Simplify land registry applications for title changes and charges.
9. Form CH1: Complete charge registrations with confidence using this ready-to-use form.

Why Choose This Pack?

• Comprehensive Coverage: From regulatory guidance to legal forms, we’ve got you covered.
• Expertly Drafted: All documents are prepared to meet legal and industry standards.
• Time-Saving Solution: No need to create documents from scratch—everything you need is at your fingertips.
• Tailored for Unregulated Lending: Focused guidance and templates for non-regulated mortgage arrangements.
• Digital Convenience: Immediate download and easy-to-use formats make implementation seamless.

Who Is This Pack For?

This pack is ideal for:

• Private lenders offering business loans secured on property.
• Professionals managing high-value loans outside standard regulatory frameworks.
• Legal and financial advisors facilitating unregulated lending transactions.

Disclaimer: This document is for informational purposes and does not constitute legal advice. Employers should consult a legal professional to adapt the template to their unique circumstances.